Finding the Right Credit Cards
I’m 24 and have never had a credit card, however in order to improve cash flow after moving into a new house I am looking at getting one for the first time. I’ve never even purchased anything on credit before so I’m worried that I might get refused as I don’t even have a purchase history. I have found a few options for first time credit card holders that look interesting though and vanquis.co.uk is one company I came across. My plan is to make a few small purchases which I will repay monthly and slowly build my credit rating so that I can make larger purchases later in the year. Moving into a new house is a lot more expensive than you can ever imagine and so I’m desperate to start life off in my new home right by organising my finances. Hopefully owning a credit card will enable me to do just that.